What if My Car Accident Involves a Commercial Vehicle or Truck?

Hitting another car is bad enough. Being involved in an accident involving a semi truck or other commercial vehicle can be a challenging situation.

Commercial vehicles are much larger than passenger vehicles and can cause significant damage as well as catastrophic injuries and fatalities. In 2023, 5,375 large trucks were involved in fatal crashes, with 5,472 people dying in these collisions.)

A commercial vehicle is a vehicle used for business, such as an employer-owned or leased vehicle. Examples include fleet vehicles, delivery trucks, moving company trucks, construction company vehicles, repair company vans, food trucks, and grocery delivery vehicles.

Getting into an accident with one of these vehicles can be complex. A lawyer can help you receive legal justice and fair compensation for your truck accident. We will discuss your injury and damages to determine the best course of legal action. Here’s what you need to know.

What to Keep in Mind

• Higher insurance policies. Commercial vehicles are usually covered by larger insurance policies, which can mean greater potential compensation if you’re injured or suffer losses.
• Multiple parties may be liable. Responsibility might fall on the driver, the company they work for, the vehicle manufacturer, or even a maintenance contractor, depending on the cause of the accident.
• Stricter regulations. Commercial drivers must follow state and federal regulations, such as limits on driving hours. If these were violated, it could support your claim.
• Thorough investigations. These accidents often trigger detailed investigations by insurers and possibly government agencies, especially if the vehicle was a truck or bus.

The Process

Here is the typical process after a car accident involving a commercial vehicle:

• Call 911. Report the accident, request medical help if needed, and ensure a police report is filed.
• Document the scene. Take photos, get witness information, and note the commercial vehicle’s company name and license plate.
• Seek medical attention. Get evaluated, even if injuries seem minor. This protects your health and your claim.
• Notify your insurance company. Report the accident promptly, but don’t admit fault.
• Identify the liable parties. This may include the driver, the employer, or others responsible for maintenance or cargo loading.
• Preserve evidence. Commercial vehicles often have data recorders, maintenance logs, and GPS records. Your attorney can help secure this evidence.
• File an insurance claim. You’ll likely deal with the commercial company’s insurer, which may involve more scrutiny.
• Consult an attorney. Due to the complexity and potential value of these claims, a lawyer can help maximize compensation and handle negotiations or litigation if needed.

Contact Us Today

Commercial trucks are large vehicles. If you have been hit by one, it is important to seek legal help quickly so you can protect your legal rights.

Proving the full extent of your injuries comes down to evidence. A Buffalo truck accident lawyer from Steve Foley Law Firm can actively pursue financial compensation that covers your full range of damages. Contact us via (716) 575-3236 or online here to schedule a consultation with our office.