A car accident can change your life in an instant. If someone else’s negligence caused the crash, you should not have to bear these burdens on your own. An experienced Albany car accident lawyer can help you recover compensation.
Our legal team has over 75 years of combined experience handling personal injury cases. We know how to investigate a crash and build a strong claim. You can trust our personal injury lawyers in Albany to always represent your best interests. Call today for a free case evaluation.
Our Albany Car Accident Lawyers Work on a Contingency Fee Basis
A car accident can create unexpected financial pressure. Between medical bills, missed paychecks, and the cost of repairing or replacing your vehicle, hiring a lawyer may feel out of reach. That’s why our Albany car accident lawyers handle cases on a contingency fee basis.
With a contingency fee agreement, you pay no upfront attorneys‘ fees to hire our firm. You only pay attorneys’ fees if we successfully recover compensation for you through a settlement or court verdict.
For a free legal consultation with a car accident lawyer serving Albany, call 716-249-2222
New York Is a No-Fault Auto Insurance State
New York follows a no-fault auto insurance system, which means your own insurance policy is generally responsible for paying certain financial losses after a car accident, regardless of who caused the crash. This coverage, known as Personal Injury Protection (PIP), provides prompt payment for certain expenses without requiring you to prove fault.
PIP benefits typically cover:
- Medical expenses
- A portion of lost wages
- Reasonable and necessary transportation expenses related to medical treatment
- Certain other out-of-pocket costs allowed under New York law
No-fault benefits can help with some of your immediate expenses, but they don’t cover everything. They won’t pay for pain and suffering or other non-economic losses, and your PIP coverage has policy limits. If you’ve been seriously injured, those limits may not come close to covering the full cost of your medical care, lost income, and other accident-related expenses.
The Serious Injury Threshold
If your injuries meet New York’s legal definition of a serious injury, you could pursue a claim against the driver who caused the crash. This gives you the opportunity to recover compensation that PIP doesn’t provide, including pain and suffering and future medical costs.
Determining whether your injuries meet New York’s serious injury threshold can be complicated. Our experienced car accident attorneys in Albany can evaluate your case and explain your legal options.
Albany Car Accident Lawyer Near Me 716-249-2222
New York Follows a Comparative Negligence System
New York uses a comparative negligence rule in car accident cases. You may still recover compensation even if you were partially responsible for causing the crash. However, the amount you receive will be reduced by your percentage of fault.
For example, if you are awarded $200,000 in damages but are found to be 20% at fault for the accident, your compensation would be reduced by 20%, allowing you to recover $160,000.
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Available Damages for Car Accident Victims
A serious car accident can affect nearly every part of your life. If another driver’s negligence caused the crash, you may recover compensation for both your financial losses and the personal impact of your injuries.
Depending on the circumstances of your case, you may be able to recover damages for:
- Past and future medical expenses: Emergency room treatment, hospital stays, surgeries, physician visits, diagnostic testing, prescription medications, physical therapy, rehabilitation, and anticipated future medical care.
- Lost wages: Income you were unable to earn while recovering from your injuries.
- Loss of future earning capacity: Compensation if your injuries permanently limit your ability to work or force you to take a lower-paying job.
- Property damage: The cost to repair or replace your vehicle and other personal property damaged in the collision.
- Emotional distress: Damages for anxiety, depression, post-traumatic stress disorder (PTSD), and other psychological effects resulting from the accident.
- Loss of enjoyment of life: Compensation when your injuries prevent you from participating in hobbies, recreational activities, or other aspects of life you previously enjoyed.
- Out-of-pocket expenses: Reimbursement for transportation to medical appointments, childcare, household assistance, and other accident-related costs.
The value of a car accident claim depends on many factors, including the severity of your injuries, the extent of your financial losses, and the evidence supporting your case. Our experienced car accident attorneys in Albany can accurately assess your damages.
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You Have a Limited Time to File a Personal Injury Lawsuit in New York
After a car accident, act promptly to protect your legal rights. New York law limits the amount of time you have to file a personal injury lawsuit. If you wait too long, you could lose your ability to seek compensation from the at-fault party, regardless of how compelling the evidence may be.
For most car accident injury claims, the filing deadline is three years, under N.Y. C.P.L.R. § 214. Although this deadline may seem far away, building a strong case becomes more difficult with time.
After reviewing your claim, our attorneys can explain how the New York statute of limitations applies to your car accident case.
Call Our Car Accident Attorneys in Albany
You should not have to navigate the insurance claims process or fight with the at-fault party while also trying to recover. Having experienced legal representation can make a significant difference in the outcome of your case.
The sooner you contact Steve Foley Law Firm, the sooner we can begin preserving evidence, identifying liable parties, and building a strong case on your behalf.
Contact us today for a free consultation. We work on a contingency fee basis, so you pay no upfront attorneys’ fees, and you owe us nothing unless we recover compensation for you.
Call or text 716-249-2222 or complete a Free Case Evaluation form
