Experiencing an auto accident or another event resulting in serious injury is often overwhelming. Most survivors have concerns not only about their physical recovery but also about their financial health in the face of unexpected expenses like medical bills, child care and vehicle repairs. These financial worries can be especially troubling if the injury is serious enough to require time away from work.
Many clients’ first question during an initial consultation is, “How will I pay my medical bills?”
New York is a “no-fault” state for auto insurance. This means that if you are injured in a motor vehicle accident, your own auto insurance will cover up-front expenses such as medical bills – regardless of who caused the accident. You have 30 days from the date of the accident to file a claim for no-fault insurance to cover these expenses. If you are a passenger in a vehicle that is involved in an accident, you can recover these expenses through the no-fault policy of the vehicle owner.
In some cases, your health insurance provider may cover the cost of additional treatment beyond your no-fault policy limit. However, neither source pays damages for pain and suffering or emotional distress. Sometimes it is necessary to file a lawsuit to recover these costs.
If you were injured on dangerous property, you typically must rely on your health insurance to cover your medical bills or bring a claim against the property owner’s insurance company. It is important to discuss your situation with a knowledgeable personal injury attorney who can advise you about your options for pursuing compensation and help you present a compelling claim for damages.
After a serious injury, we believe your top priority should be your health and the health of your loved ones. Let us worry about your legal case so you can focus on what’s important.
At Steve Foley Law Firm, we invite you to contact us to arrange a free consultation at our office or over the phone. We would love to answer your questions, put your mind at ease and begin fighting for the compensation you deserve. Please call our office in Buffalo at 716-249-2222, or fill out the contact form on this page and a member of our team will reach out to you promptly.
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