If you enjoy the ease and convenience of Uber, you are not alone, but if you’ve been injured by an Uber driver’s negligence, you may have no idea about how best to proceed. Every car accident claim is complex, and Uber claims are no exception. Further, the matter of insurance can add an additional layer of complexity to the experience. If this is where you find yourself, seek the skilled legal guidance of an experienced Buffalo Uber accident attorney today.
Know Which Insurance Provider to File Your Claim With
Not every Uber accident claim proceeds in the same manner. In fact, where the Uber driver is in the Uber process will directly affect which insurance provider – or providers – you file your claim with, which can be a bit confusing. Consider all the following scenarios:
Injured as an Uber Passenger
If you were injured as the Uber driver’s passenger, Uber’s provider is on deck, and while you can expect comprehensive coverage, you can also expect them to do whatever they can to keep your settlement low – work with a trusted Uber accident lawyer.
Injured When the Uber Driver Had a Passenger
If you were injured in another vehicle but the Uber driver had an Uber passenger or was on the way to pick one up at the time, you’ll still file your claim with Uber’s provider.
Injured When the Uber Driver Was Waiting to Be Assigned a Passenger
If you were injured in another vehicle but the Uber driver had no passenger and was waiting to be assigned one at the time, things are a bit different. You’ll file your claim against the driver’s personal coverage, which they are required to carry up to specific minimums that Uber sets. If your losses exceed the driver’s coverage, you’ll also need to file a claim with Uber. This is the one instance when you may need to file a claim with both the driver and Uber’s insurance providers.
Injured When the Uber Driver Is off the App
If the accident that leaves you injured happens while the Uber driver is off the app – even for an instant – Uber’s coverage is no longer involved, and your claim will proceed in the usual manner of car accidents.
The Uber Driver’s Negligence
Uber drivers are not immune to negligence. In fact, the usual forms of negligence are often at the heart of Uber accidents, including all the following:
- Impairment
- Exhaustion
- Distraction
- Excess speed
- Failure to follow traffic laws
- Aggression
To top it all off, Uber drivers have a lot on their plate to begin with, which can contribute to Uber accidents. Examples include:
- Interacting with the Uber app behind the wheel
- Stopping and starting and entering and exiting traffic frequently
- Locating passengers
- Driving in unfamiliar areas
Reach Out to an Experienced Buffalo Uber Accident Attorney Today
The savvy Buffalo Uber accident attorneys at Steve Foley Law Firm have a long and impressive track record of successfully guiding challenging Uber accident claims toward favorable resolutions, and we welcome the opportunity to also help you. Learn more by contacting us online or calling 716-249-2222 today.